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How satisfied are you?
Every three years, we investigate how satisfied you are about how we communicate with you. What is going well and what can still be improved? We will be investigating this again in the period ahead, so you can expect an invitation for this survey soon. This year there are additional questions in the survey relating to the new pension rules. This is important because we want to inform you as effectively as possible about the new pension scheme. Over the next two years, we will ask you about it at regular intervals, because we want to make the transition to the new pension rules as clear as possible. By participating in our survey, you help us improve our communication. ←
The net pre-pension scheme Are you making use of the supplementary net pre-pension scheme? Bpf Koopvaardij is transferring that scheme to an insurer because it has switched to a different pension administrator, namely PGGM (see article Switching). PGGM won’t be administering the supplementary scheme. Some members have built up only a little pre-pension under the scheme. They will receive a proposal from us for commuting (i.e. buying off) the pre-pension as a single lump sum. If this applies to you, then you need to give your consent for the commutation. You will then receive your pre-pension as a single net payment. If you are making use of the net pre-pension scheme, you will automatically be notified of the transfer to the insurer. ←
Pensions increased as of 1 June 2024
Good news: your pension is increasing this year by 3.26%. We sent you a letter about this in December 2023. We have incorporated the increase into your pension with effect from 1 June 2024.
Membership years pension stopping in 2026 With effect from 1 January 2026, the membership years pension will cease. That pension is for people who have built up more than 41 years of pension with Bpf Koopvaardij at the age of 67. If their pension at that time was less than 70 per cent of their salary, Bpf Koopvaardij supplemented it. In actual practice, however, the pension almost always exceeded the 70 per cent limit, so the membership years pension was rarely paid out. The scheme is therefore superfluous. If you have any questions about termination of the membership years pension, then get in touch with us. ←
Do you have a story for Op Koers? Then contact servicedesk@koopvaardij.nl referring to Op Koers 2025.
Contacting the fund You’re building up a pension with Bpf Koopvaardij, or you did so in the past. That build-up is automatic, so you don't need to be in touch with us all the time. But there are some important moments in your life when contact is needed. That may be about something fairly simple, such as when you move to a new job, or something more complicated, for example if you are getting divorced or become occupational incapacitated. And of course when you retire. We aim to provide you with the best possible service at all those times. That’s why we ask people who have been in touch with us what they think about the communication. We use that information to improve our services. So when you contact us, we may ask for your opinion. Your answer will help us improve our services. ←