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Op Koers. Edition July 2021, year 2 © This magazine is published by Bedrijfspensioenfonds voor de Koopvaardij and is intended for all relations of the pension fund. It appears annually in a print run of approximately 35,000 copies. Editorial board: Bpf Koopvaardij. Final editing: Van Luyken. Production and text: Suus van Geffen. Basic design: www.curve.nl Lay-out: DocumentServices MN. Editorial adress: Bpf Koopvaardij/Op Koers,P.O.Box 97614, NL-2509 GA The Hague. For questions servicedesk@koopvaardij.nl or +31 (0)88-007 98 99.

Photo credits Cover: Jeroen Bouman. Coming up: Mirjam van de Linden. My heading: Olaf Kraak. Cooperation: Jeroen Bouman. Early retirement: Shutterstock. News: Shutterstock/Curve. Pension council: Shutterstock/Curve. Foreigner in the Netherlands: Private archive Radu-Marin Tamas Welcome home: Mirjam van der Linden. New pension system: Jeroen Poortvliet. First voyage: Erik van der Burgt. From the galley : Jeroen Bouman. Logbook: Private archive Marijke van der Zwaag-de Graaf.