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The VPL scheme will expire on 1 January 2023
Are you eligible for Bpf Koopvaardij conditional extra pension (VPL)? If so, keep reading. The VPL scheme will expire on 1 January 2023. As a result, you may lose the prospect of this additional pension. This will happen if your employment ends before that time and you leave the merchant navy. If you nevertheless want to keep this conditional extra pension, this is possible: by voluntarily continuing the pension scheme or by having your pension commence earlier. You can retire from the age of 55. At that time, the extra pension is converted into an occupational retirement pension. However, taking early retirement does have consequences for the amount of your pension. At My Koopvaardij and on your annual Uniform Pension Overview (UPO), you can see whether you are eligible for VPL. You can also see the amount of this conditional pension. If you wish to know more about VPL, go to www.koopvaardij.nl/en or contact our Service Desk. ←
How much pension will I receive when I retire? Check it out!
Check your pension quickly and easily, just like your bank balance. You can do so using the Pension Checker app. This free app was created by the pension sector and provides you with simple answers to the most important questions about your pension. Questions like: how much pension will I receive? When will I receive my pension and can it be paid out earlier? Anyone who builds up a pension in the Netherlands can use the app. You can download the Pensioenchecker app from the App Store and Google Play. Log in using your DigiD. As soon as you leave the app your data are deleted again, which ensures security. ←
Bpf Koopvaardij scores well
Our members and pensioners give Bpf Koopvaardij an average score of 8.3. That score comes from an online survey we conducted this spring. Over 1,200 seafarers and pensioners participated. We are pleased with this score, also because we scored higher than in 2018 (8.0). Nice to know: we see that pensioners give higher marks than seafarers in all areas. The people who participated in the survey, the respondents, are positive about the fund's financial situation. Respondents are also satisfied with the investment policy and customer friendliness. Of course, there are also components that score less highly, such as the content of the pension scheme and the level of the pension contribution. Our communication resources and contact with our Service Desk also receive high marks: an 8. We also asked questions about socially responsible investing. Over 75% of the respondents believe that Bpf Koopvaardij should invest as responsibly as possible. Around 30% do not mind if the return on investments is lower as a result. Respondents cite clean energy, water management and nature conservation as the most important socially responsible investment themes. ←